Luxury Capital Management was founded on a simple conviction: that growing businesses deserve a funding partner who is decisive, transparent, and genuinely invested in their success. From our home on Sackett Street in Brooklyn, New York, we provide capital directly to companies across the country — no brokers between us and the businesses we serve.
As a direct lender, we underwrite, approve, and fund with our own capital. That structure lets us move quickly, explain our terms plainly, and build lasting relationships rather than one-off transactions. When you speak with our team, you are speaking with the decision-makers who will actually structure your financing.
We take our name seriously. "Luxury" is not about extravagance — it is about the quiet confidence that comes from working with a partner who handles your capital with care, precision, and respect. The emerald and gold of our identity reflect both the heritage of sound finance and the upward momentum we help our clients achieve.
We believe a funding relationship can only be built on clarity. Every rate, fee, and repayment schedule is disclosed before you commit — so you can make decisions with complete confidence.
Businesses cannot wait weeks for an answer. Our streamlined process delivers decisions in days, without cutting corners on the responsible underwriting that protects both parties.
We measure our success by the growth of the businesses we fund. As your company evolves, we are here to restructure, expand, and support your capital needs over time.
Every business is different, so we begin by listening. We learn how your company earns, where it is headed, and what capital would unlock the most value. From there, we match you with the right program — whether that is a working capital line to smooth cash flow, revenue-based financing aligned to your sales, or equipment and expansion capital to fund a larger leap.
Because we are a direct lender, there is no layer of brokers marking up your costs or slowing down communication. You get a single, accountable point of contact and terms we stand behind. Our underwriting is thorough but human: we look at the full picture of your business, not just a single score, and we explain our reasoning so you always understand where you stand.
Funding is subject to approval and underwriting criteria, and we are committed to lending responsibly. Our goal is never simply to deploy capital — it is to deploy the right capital, structured so that repayment strengthens your business rather than straining it.
